1 can refried beans
1 (8 oz) container of sour cream
1/2 packet of taco seasoning mix
shredded cheddar cheese
sliced black olives
On a platter, spread the refried beans in an even layer. Combine the sour cream and taco seasoning mix. Spread over the beans. Layer remaining ingredients. Serve with chips.
I just pick 7 different "taco" toppings when making this. Use what you like!